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The best investment strategy in the stock department is to prevent or sell equity (stock) funds that invest heavily in growth and/or small-company stocks. These often pay little or no dividend income to investors, as well a volatile and declining stock market these funds can get clobbered. Extremely stock funds for 2012 will be EQIUTY INCOME large-cap funds that get along with high-quality major corporations with excellent records for paying above average dividend promise. A 2% to 3% dividend income might not make you rich, but a steady reliable income stream from America's finest companies will cushion portfolio losses in the bad currency markets.

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Besides guts and common sense, in addition there are some things to consider in selecting which is the perfect stock to buy. These factors are judging by factual performance of the business offering stocks in the marketplace.

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